Group Personal Accident & Travel Insurance

Group Personal Accident & Travel insurance can cover Directors and Employees should an accident occur resulting in death, disablement or loss of limbs/sight, and be extended to include benefits in the unfortunate event of accidents occurring while abroad.

The policy consists of two key areas of cover which are available individually, or as a combined product:

Personal Accident Cover for accidental bodily injury to the insured person that results in death within two years of an accident or a permanent or temporary disability. Paid as a lump sum or weekly benefit.

Business Travel Covers a range of benefits for the insured person while travelling overseas, such as medical and emergency travel expenses, medical repatriation expenses, travel disruption and lost, stolen or damaged business equipment and personal belongings.

Useful cover for your business?

Learn how you can protect against injury-related expenses & accidents

GPAT Insurance Guide

Group Personal Accident & Travel Insurance:

Why do you need it?

Accidents will happen, not only to your property but also to you and your staff. This policy will provide monetary support by either a lump sum or weekly benefit, payable to you, as the Employer, to assist:

Covering Employee Earnings During Absence
Paying employee earnings while they are off work due to an accident.

Mitigating Business Interruption
Reduce the effects the business could be interrupted.

Facilitating Replacement Staff Hiring
Employing a replacement member of staff.

Enhancing Employee Benefit Packages
If required, can form part of employee’s benefit package.

Supporting Workplace Modifications
Assist in modifications to the working environment to accommodate a member of staff who has been injured/ disabled due to an accident.

What cover can be put in place?

Discover what protection can be offered for Group Personal Accident & Travel.

Directors’ & Officers’ Liability Insurance:

What Does It Cover?

The Group Personal Accident (GPA) cover can be arranged for employees either whilst at work (including travelling to/from) or 24 Hours/365 Days (so this would include weekends, for example). The policy will pay a cash sum for the following:

Accidental Death

Temporary Total Disability
Unable to work full time for a period – weekly benefit

Paralysis

Temporary Partial Disability
Able to work but not full time for a period – weekly benefit

Permanent Total Disability
This will include loss of sight/ limbs/hearing/internal organ

Additional Covers Included
Cosmetic surgery/funeral expenses/fractures/third degree burns

Travel - Extend your policy

The policy can be extended to cover Directors and their immediate family for annual travel cover which would include the above benefits but also the usual benefits under a Travel type policy, such as: Medical Costs, Cancellation of the trip, Repatriation, Lost baggage.

We deliver tailored solutions

As Lloyd’s brokers specialising in moving, self-storage, and relocation insurance, we’ve built a reputation for excellence. Our expert team understand how bespoke policies need to provide cover for our clients.

Interested to know more?

Contact us today on 01273 739 961 to speak to a member of our team, and learn more about the protection Group Personal Accident & Travel Insurance can offer your company.