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MOD Insurance

Engineering Services

Keep your equipment & projects secure

With cover for mechanical failure, equipment damage, and statutory compliance.

What is Engineering Services cover?

Engineering insurance helps businesses that rely on plant, machinery, or construction activities by covering risks like mechanical failure, equipment damage, and statutory compliance. It combines insurance and inspection services, ensuring your operations remain safe, compliant, and resilient.

This type of policy can include:

  • Machinery breakdown and sudden, unforeseen damage.
  • Statutory inspections of equipment such as lifts, boilers, and pressure systems.
  • Contract works for construction, renovation, or refurbishment projects.
  • Third-party liability for damage or injury arising from insured plant or construction activities.

Engineering Services cover ensures your critical equipment is protected, and your legal responsibilities are met.

Why do you need it?

Machinery, plant, and construction activities comes with unique risks that are not typically covered under standard insurance policies. Breakdowns, failed inspections, or construction incidents can halt operations, cause safety issues, or result in expensive repair and replacement costs.

You need Engineering Services cover to protect your business from:

  • Unexpected equipment failures
  • The cost of repairing or replacing essential machinery
  • Construction-related risks and delays
  • Legal obligations for statutory inspections
  • Liability arising from plant or project-related accidents

This cover gives you both financial protection and regulatory compliance, so you can be sure your critical equipment is safe, documented, and ready for use.

What does it cover?

We tailor each engineering policy to fit your business needs.

Your cover can include:

  • Plant and Machinery Damage: Protection against mechanical or electrical breakdown, unexpected damage, and accidental failure of essential equipment.
  • Statutory Inspections: Scheduled inspections for lifts, boilers, pressure systems, and other regulated machinery to meet UK health and safety legislation.
  • Construction and Contract Works: Cover for risks during construction projects, including design defects, on-site accidents, material damage, and delays.
  • Third-Party Liability: Covers injury or damage caused by insured plant, machinery, or construction activities.

With the right Engineering Services cover in place, you benefit from a safer workplace, uninterrupted operations, and peace of mind that your legal obligations are fully met.

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